I Money Pay Private Limited — an RBI-authorised Payment Aggregator and PPI Issuer, powering digital payments and financial inclusion across India.
We believe every business — from a chai stall to a tech enterprise — deserves world-class payment infrastructure. iMoneyPay combines RBI-authorised reliability with the simplicity every merchant needs.
Licensed under RBI's PA framework. Merchant funds held in regulated escrow accounts.
Authorised to issue Gift Cards and GPR RuPay Reloadable Prepaid Cards.
Certified partner of NPCI for the RuPay prepaid card network and UPI ecosystem.
Highest level of payment card security. All card data under strictest PCI DSS controls.
A decade of milestones — from a single wallet to India's full-stack RBI-regulated payments platform.
I Money Wallet Private Limited incorporated in New Delhi — laying the foundation for India's most accessible digital payment ecosystem for consumers and small businesses.
Acquired E-Meditek Global Private Limited, which held the RBI PPI (Prepaid Payment Instrument) licence — giving the company authorisation to issue digital wallets, Gift Cards, and reloadable GPR RuPay Prepaid Cards.
NPCI allocated 2 exclusive BINs (Bank Identification Numbers) to iMoneyPay for issuing RuPay Prepaid Cards — enabling the launch of branded GPR and Gift Card products on the RuPay network.
Launched the iMoneyPay mobile app on Android & iOS — full suite including digital wallet, UPI payments (@imoney handle), GPR Prepaid Card issuance, BBPS bill payments, and mobile recharge.
Established certified partnerships with the National Payments Corporation of India (NPCI) — enabling full RuPay network card issuance and end-to-end UPI ecosystem participation including BHIM UPI and QR payments.
Received In-Principal Approval from the Reserve Bank of India for the Payment Aggregator — Online (PA-O) licence, marking a pivotal step towards becoming a fully regulated payment aggregator.
Launched the exclusive @imoney UPI VPA — giving every iMoneyPay user a unique handle to instantly send and receive money from any bank or UPI app, 24×7×365. Powered by BHIM UPI infrastructure.
Received the RBI Payment Aggregator — Online (PA-O) licence, legally authorising iMoneyPay to collect and disburse funds on behalf of merchants across India. Collections APIs, Payments APIs, and the merchant dashboard go fully live.
iMoneyPay is now a complete full-stack RBI-regulated payments platform — Collections APIs, Payments APIs, Gift Cards, GPR RuPay Prepaid Cards, @imoney UPI, BBPS bill payments, mobile recharge, and WooCommerce & Shopify integrations. All under one roof, backed by RBI PA(O) & PPI licences.
The principles guiding every product decision, every API, and every merchant interaction.
Every transaction — security is the foundation. PCI DSS Level 1, and full RBI compliance.
99.9% uptime SLA. Multi-AZ, multi-region. Because payment downtime costs merchants real money.
Designed for the Indian payments ecosystem — UPI, RuPay, IMPS, NEFT, and unique Indian business needs.
Simple onboarding, transparent pricing, real-time dashboards, Email Support available! — merchants' success is our success.
RBI PA licence, PPI licence, KYC/AML, data localisation, escrow management — fully by the book.
From UPI QR to GPR cards to bulk Payments — we keep pace with India's fast-evolving digital payments.
Every aspect of our operations governed by India's strongest financial regulatory frameworks.
Authorised by RBI under the Payment and Settlement Systems Act. All merchant collections held in regulated nodal escrow accounts.
✓ RBI AuthorisedAuthorised to issue Prepaid Payment Instruments — closed-loop Gift Cards and open-loop GPR RuPay Prepaid Cards.
✓ RBI PPI LicenceHighest level of Payment Card Industry Data Security Standard. All cardholder data under strictest protocols.
✓ PCI DSS L1Certified partner of NPCI for the RuPay network and UPI ecosystem — enabling nationwide card and UPI acceptance.
✓ NPCI PartnerFull KYC and AML compliance per RBI and PMLA guidelines — video KYC, penny drop, and Aadhaar verification.
✓ KYC / AMLAll payment data stored exclusively within India — primary in Mumbai, DR in Hyderabad. Zero data crosses Indian borders.
✓ Data in India Only