iMoneyPay — India's Trusted RBI Authorised Payment Gateway
📅 Updated: April 09, 2026
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🛡️ Grievance & Escalation

Grievance & Escalation Matrix

We're committed to quick, fair resolutions. If something isn't right, here's how to raise a concern and how it moves up the chain for faster attention.

How to Raise a Complaint

3 Simple Ways to Get Help

Choose the channel that works best for you. All complaints are tracked and resolved within defined timelines.

1

📱 In-App / Web Ticket

Go to Help & Support in the iMoney Pay app or use the web portal to create a ticket. Attach screenshots, transaction IDs, and a short description.

Open Help & Support →
2

📧 Email

If you prefer email, write to customercare@imoneypay.in from your registered email ID. Include your transaction ID and registered mobile number.

customercare@imoneypay.in →
3

🔍 Track Your Ticket

You'll receive a Ticket ID. Use it to track progress. Our team may reach out for more details if required.

Track Status →
24 hrs
Initial Response Time*
Mon–Sat
10:00–18:00 IST (1st & 3rd Sat)
30 Days
Max Resolution (RBI Mandate)

*Working hours: 10:00–18:00 IST, Mon–Fri, and 1st & 3rd Saturday (excluding public holidays)

Escalation Matrix

Step-by-Step Escalation Path

If your concern isn't resolved at one level within the stated timeline, escalate to the next level with your Ticket ID and previous communication.

Level Contact How to Reach Scope Expected TAT
L1 – Customer Support Support Team
📧 customercare@imoneypay.in 📞 011 42219595
In-app ticket (Help & Support) or email. Share Ticket/Txn ID. General queries, refunds, payment failures, account issues, card issues, KYC. Response: within 24 hrs
Resolution: 3–5 working days*
L2 – Grievance Officer Grievance Officer
Mr. Abhinav Seth
📧 customercare@imoneypay.in
Email with Ticket ID and details of prior correspondence. Matters unresolved at L1 or requiring additional verification. Response: 24–48 hrs
Resolution: up to 7 working days*
L3 – Nodal Officer Nodal Officer
Mr. Rajat Saxena
📧 nodal@imoneypay.in
Email with complete case summary, Ticket ID, and L1/L2 replies attached. Cases pending beyond L2 timelines or exceptional matters. Response: 48–72 hrs
Resolution: up to 15 working days*
🏛️

RBI Integrated Ombudsman Scheme, 2021

*Customers have recourse to the "Reserve Bank Of India – Integrated Ombudsman Scheme, 2021" for any unresolved grievances or dissatisfaction with their claims. You can file a complaint at cms.rbi.org.in or call the RBI Centralised Public Grievance Redress and Monitoring System at 14448.

Escalation Flow

How Your Complaint Moves Up

Level 1

Customer Care

First Point of Contact
📞 011-42219595
Response: 3 Business Days
➡️
Level 2

Grievance Officer

Mr. Abhinav Seth
Response: 7 Business Days
➡️
Level 3

Nodal Officer

Mr. Rajat Saxena
Response: 15 Business Days
🚨

Report a Fraud

If you suspect fraudulent activity on your iMoneyPay account — including unauthorized transactions, phishing attempts, or identity theft — act immediately. Your prompt reporting helps us protect you and other users.

  • Immediately change your iMoneyPay PIN and password via the app
  • Email customercare@imoneypay.in with subject line "FRAUD REPORT" and your transaction details
  • Call us at 011-42219595 during business hours
  • Also report to your bank and local cybercrime helpline 1930
  • File a complaint at cybercrime.gov.in